Passbook by Remitly - Get a bank account with no SSN required

Get a bank account.
No SSN required.

Open your account using your Passport, Matricula Consular, ITIN, or U.S. Visa, and more options.

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The Passbook app is by Remitly, a financial technology company. Remitly is not a bank. Banking services are provided by Sunrise Banks N.A. Member FDIC.

Call us at +1 (206) 725-5784 to learn more about Passbook. Hablamos español.

Zero monthly fees¹

Unlike traditional bank accounts, we don’t charge sign-up, maintenance, annual, minimum balance, overdraft², ATM³, or foreign transaction fees.

Passbook vs. Traditional Banks

Monthly Account Service Fee

Overdraft Fee²

Foreign
Transaction Fees

Minimum Daily Balance⁴

Passbook by Remitly

$0

$0

0%

$0

Chase⁵

$12

$34

3%

$1,500

Wells Fargo⁶

$10

$35

3%

$500

Bank of America⁷

$12

$35

3%

$1,500

Deposit money
at 100,000+ locations

Deposit cash at Walmart, 7-Eleven, Dollar Tree, Dollar General, Safeway, CVS, and more⁸.
Transfer money from other bank accounts, or apps like PayPal™, Venmo⁹, Cash App, and Zelle®¹⁰.
Deposit checks from your phone in seconds¹¹.
Set up direct deposit and get paid up to 2 days early¹².

Get your paycheck up to 2 days early

Don’t wait until payday to get your paycheck. Get paid up to 2 days early when you set up direct deposit¹³.

Your money is insured by the FDIC

Your funds are insured by the FDIC, up to $250,000, through our partner bank, Sunrise Banks N.A., Member FDIC¹⁴.

We're always a call away

Customer service support available in English and Spanish.

Email:

service@passbook.app

Phone:

+1 (206) 725-5784

Frequently Asked Questions

1 Third party vendors may charge their own fees for cash deposits at participating stores ($4.95). ATMs not within the Visa Plus® Alliance network may also charge their own fees.
2 You can’t overdraft your Passbook Visa debit card. If your balance isn't enough to cover the total amount of a purchase, you'll have the option to pay the remainder with another payment method. If you don’t have another payment method, the transaction will be declined and you won’t pay any overdraft fees.
3 ATMs not within the Visa Plus Alliance network may charge their own fees. Also, Third party vendors may charge their own fees for cash deposit at participating stores (up to $4.95).
4 Minimum Daily Balance to avoid monthly fees.
⁵ Chase fees.
⁶ Wells Fargo fees.
⁷ Bank of America fees.
8 All with no minimum deposit requirements or monthly fees. We do not charge a fee for cash deposit, but a third party deposit network retail fee of up to $4.95 will apply.
9 Venmo is a service of PayPal, Inc., a licensed provider of money transfer service.
10 Zelle and Zelle marks are trademarks of Early Warning Services, LLC.
11 Processing time can take between 1-5 days.
12 Timing of direct deposit availability is dependent on certain factors such as payer schedule.
13 Paycheck direct deposit funds availability depends on various factors, like your employer’s deposit schedule.
14 Passbook is marketed and administered by Remitly. Remitly is a financial technology compay and not a bank. Banking services are provided by Sunrise Banks, N.A. Your funds are FDIC insured up to $250,000 through Sunrise Banks, N.A. Member FDIC.
* Approval if you meet identification criteria.

Remitly The Passbook app is by Remitly, a financial technology company. Remitly is not a bank. Banking services are provided by Sunrise Banks N.A., Member FDIC.
The Passbook Visa® debit card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The card can be used everywhere Visa debit cards are accepted. Apple Pay and App Store are a registered trademarks of Apple Inc. Google Pay and Google Play are a registered trademarks of Google LLC. Zelle and Zelle marks are trademarks of Early Warning Services, LLC. with your Passbook Visa debit card. Terms apply.