Why Passbook?Bank accountDebit cardMobile appZero banking feesNo SSNZero monthly feesAbout usHelpCustomer serviceHow to open an accountFAQs

Zero banking fees1

Unlike traditional bank accounts, we don’t charge fees for sign-up, maintenance, minimum balance, overdraft, ATM withdrawals2, or foreign transactions.

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The Passbook app is by Remitly, a financial technology company. Remitly is not a bank. Banking services are provided by Sunrise Banks N.A. Member FDIC.

Call us 24/7 at +1 (206) 725-5784 to learn more about Passbook. Hablamos español.

Passbook vs. Traditional Banks

Monthly Account Service Fee
Overdraft Fee3
Foreign 
Transaction Fees4
Minimum Daily Balance⁷
Passbook by Remitly
$0
$0
0%
$0
Chase5
$12
$34
3%
$1,500
Wells Fargo6
$10
$35
3%
$500
Bank of America7
$12
$35
3%
$1,500
Learn more

No overdraft surprises

Traditional banks charge up to $35 for overdrafts. Because you can’t overdraft your Passbook account, you never have to worry about overdraft fees.

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No foreign
transaction fees

Use your Passbook Visa debit card when traveling
abroad, with no foreign transaction fees.

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We're always a call away

Customer service support available 24/7 in English and Spanish.

Email:

service@passbook.app

Phone:

+1 (206) 725-5784

Frequently Asked Questions

What is Passbook?
What information do you ask for?
Can I use this outside the U.S.?
Are there really no fees?
Is this for immigrants only?
How long does it take to sign up?
Does this affect my credit score?
How does Passbook make money?
See more FAQs

1 Third party vendors may charge their own fees for cash deposits at participating stores ($4.95). ATMs not within the Visa Plus® Alliance network may also charge their own fees.
2 We do not charge a fee for cash deposit, but a third party deposit network retail fee of up to $4.95 will apply.
3 You can’t overdraft your Passbook Visa debit card. If your balance isn't enough to cover the total amount of a purchase, you'll have the option to pay the remainder with another payment method. If you don’t have another payment method, the transaction will be declined and you won’t pay any overdraft fees.
4 Minimum Daily Balance to avoid monthly fees.
5 Chase fees.
6 Wells Fargo fees.
7 Bank of America fees.
* Approval if you meet identification criteria.

Passbook is an app by Remitly that provides access to banking services from Sunrise Banks N.A., Member FDIC.
The Passbook Visa® debit card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The card can be used everywhere Visa debit cards are accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement. Apple Pay and App Store are a registered trademarks of Apple Inc. Google Pay and Google Play are a registered trademarks of Google LLC. Zelle and Zelle marks are trademarks of Early Warning Services, LLC. with your Passbook Visa debit card. Terms apply.