Zero monthly fees1

Open your account using your Passport, Matricula Consular, ITIN, or U.S. Visa, and more options.

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Call us 24/7 at +1 (206) 725-5784 to learn more about Passbook. Hablamos español.

What’s included with Passbook

Bank Account

Visa® Debit Card

Mobile App

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Passbook vs. Traditional Banks

Monthly Account Service Fee
Overdraft Fee2
Foreign 
Transaction Fees
Minimum Daily Balance3
Passbook by Remitly
$0
$0
0%
$0
Chase4
$12
$34
3%
$1,500
Wells Fargo5
$10
$35
3%
$500
Bank of America6
$12
$35
3%
$1,500

Your money is insured by the FDIC

Your funds are insured by the FDIC, up to $250,000, through our partner bank, Sunrise Banks N.A., Member FDIC.

No overdraft surprises

Traditional banks charge up to $35 for overdrafts. Because you can’t overdraft your Passbook account, you never have to worry about overdraft fees.

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Deposit money at 100,000+ locations

  • Deposit cash at Walmart, 7-Eleven, Dollar Tree, Dollar General, Safeway, CVS, and more7.
  • Transfer money from other bank accounts, or apps like PayPal, Venmo8, Cash App, and Zelle®.
  • Deposit checks from your phone in seconds9.
  • Set up direct deposit and get paid up to 2 days early10.
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No foreign
transaction fees

Use your Passbook Visa debit card when traveling abroad, with no foreign transaction fees.

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Personalize your card

Make the Passbook Visa card uniquely yours. Choose your flag design and preferred name.

We're always a call away

Customer service support available 24/7 in English and Spanish.

Apply in minutes. No SSN required.

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Frequently Asked Questions

What is Passbook?
What information do you ask for?
Can I use this outside the U.S.?
Are there really no fees?
Is this for immigrants only?
How long does it take to sign up?
Does this affect my credit score?
How does Passbook make money?
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