Passbook by Remitly - Get a bank account with zero monthly fees and no SSN required

Zero monthly fees¹

Open your account using your Passport, Matricula Consular, ITIN, or U.S. Visa, and more options.

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The Passbook app is by Remitly, a financial technology company. Remitly is not a bank. Banking services are provided by Sunrise Banks N.A. Member FDIC.

Call us 24/7 at +1 (206) 725-5784 to learn more about Passbook. Hablamos español.

What’s included with Passbook

Bank Account

Visa® Debit Card

Mobile App

Passbook vs. Traditional Banks

Monthly Account Service Fee

Overdraft Fee²

Foreign
Transaction Fees

Minimum Daily Balance³

Passbook by Remitly

$0

$0

0%

$0

Chase⁴

$12

$34

3%

$1,500

Wells Fargo⁵

$10

$35

3%

$500

Bank of America⁶

$12

$35

3%

$1,500

No overdraft surprises

Traditional banks charge up to $35 for overdrafts. Because you can’t overdraft your Passbook account, you never have to worry about overdraft fees.

Your money is insured by the FDIC

Your funds are insured by the FDIC, up to $250,000, through our partner bank, Sunrise Banks N.A., Member FDIC.

Deposit money at 100,000+ locations

Deposit cash at Walmart, 7-Eleven, Dollar Tree, Dollar General, Safeway, CVS, and more⁷.
Transfer money from other bank accounts, or apps like PayPal™, Venmo⁸, Cash App, and Zelle®⁹.
Deposit checks from your phone in seconds¹⁰.
Set up direct deposit and get paid up to 2 days early¹¹.

No foreign
transaction fees

Use your Passbook Visa debit card when traveling abroad, with no foreign transaction fees.

Personalize your card

Make the Passbook Visa card uniquely yours. Choose your flag design and preferred name.

We're always a call away

Customer service support available 24/7 in English and Spanish.

Email:

service@passbook.app

Phone:

+1 (206) 725-5784

Frequently Asked Questions

¹ Third party vendors may charge their own fees for cash deposits at participating stores ($4.95). ATMs not within the Visa Plus® Alliance network may also charge their own fees.
² You can’t overdraft your Passbook Visa debit card. If your balance isn't enough to cover the total amount of a purchase, you'll have the option to pay the remainder with another payment method. If you don’t have another payment method, the transaction will be declined and you won’t pay any overdraft fees.
³Minimum Daily Balance to avoid monthly fees.
⁴ Chase fees.
⁵ Wells Fargo fees.
⁶Bank of America fees.
⁷All with no minimum deposit requirements or monthly fees. We do not charge a fee for cash deposit, but a third party deposit network retail fee of up to $4.95 will apply.
⁸ Venmo is a service of PayPal, Inc., a licensed provider of money transfer service.
⁹ Zelle and Zelle marks are trademarks of Early Warning Services, LLC.
¹⁰ Processing time can take between 1-5 days.
¹¹ Timing of direct deposit availability is dependent on certain factors such as payer schedule.
* Approval if you meet identification criteria.

Passbook is an app by Remitly that provides access to banking services from Sunrise Banks N.A., Member FDIC.
The Passbook Visa® debit card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The card can be used everywhere Visa debit cards are accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement. Apple Pay and App Store are a registered trademarks of Apple Inc. Google Pay and Google Play are a registered trademarks of Google LLC. Zelle and Zelle marks are trademarks of Early Warning Services, LLC. with your Passbook Visa debit card. Terms apply.