Why Passbook?Bank accountDebit cardMobile appZero banking feesNo SSNZero monthly feesAbout usHelpCustomer serviceHow to open an accountFAQs

Zero monthly fees1

Open your account using your Passport, Matricula Consular, ITIN, or U.S. Visa, and more options.

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The Passbook app is by Remitly, a financial technology  company.
Remitly is not a bank. Banking services are provided by Sunrise Banks N.A., Member FDIC.

Call us 24/7 at +1 (206) 725-5784 to learn more about Passbook. Hablamos español.

What’s included with Passbook

Bank Account

Visa® Debit Card

Mobile App

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Passbook vs. Traditional Banks

Monthly Account Service Fee
Overdraft Fee2
Foreign 
Transaction Fees
Minimum Daily Balance3
Passbook by Remitly
$0
$0
0%
$0
Chase4
$12
$34
3%
$1,500
Wells Fargo5
$10
$35
3%
$500
Bank of America6
$12
$35
3%
$1,500
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Your money is insured by the FDIC

Your funds are insured by the FDIC, up to $250,000, through our partner bank, Sunrise Banks N.A., Member FDIC.

No overdraft surprises

Traditional banks charge up to $35 for overdrafts. Because you can’t overdraft your Passbook account, you never have to worry about overdraft fees.

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Deposit money at 100,000+ locations

  • Deposit cash at Walmart, 7-Eleven, Dollar Tree, Dollar General, Safeway, CVS, and more7.
  • Transfer money from other bank accounts, or apps like PayPal, Venmo8, Cash App, and Zelle®.
  • Deposit checks from your phone in seconds9.
  • Set up direct deposit and get paid up to 2 days early10.
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No foreign
transaction fees

Use your Passbook Visa debit card when traveling abroad, with no foreign transaction fees.

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Personalize your card

Make the Passbook Visa card uniquely yours. Choose your flag design and preferred name.

We're always a call away

Customer service support available 24/7 in English and Spanish.

Email:

service@passbook.app

Phone:

+1 (206) 725-5784

Apply in minutes. No SSN required.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

The Passbook app is by Remitly, a financial technology  company.
Remitly is not a bank. Banking services are provided by Sunrise Banks N.A., Member FDIC.

Frequently Asked Questions

What is Passbook?
What information do you ask for?
Can I use this outside the U.S.?
Are there really no fees?
Is this for immigrants only?
How long does it take to sign up?
Does this affect my credit score?
How does Passbook make money?
See more FAQs

1 Third party vendors may charge their own fees for cash deposits at participating stores ($4.95). ATMs not within the Visa Plus® Alliance network may also charge their own fees.
2 You can’t overdraft your Passbook Visa debit card. If your balance isn't enough to cover the total amount of a purchase, you'll have the option to pay the remainder with another payment method. If you don’t have another payment method, the transaction will be declined and you won’t pay any overdraft fees.
3 Minimum Daily Balance to avoid monthly fees.
4 Chase fees.
5 Wells Fargo fees.
6 Bank of America fees.
7 All with no minimum deposit requirements or monthly fees.  We do not charge a fee for cash deposit, but a third party deposit network retail fee of up to $4.95 will apply.
8 Venmo is a service of PayPal, Inc., a licensed provider of money transfer service.
9 Processing time can take between 1-5 days.
10 Timing of direct deposit availability is dependent on certain factors such as payer schedule.
* Approval if you meet identification criteria.

Remitly The Passbook app is by Remitly, a financial technology company. Remitly is not a bank. Banking services are provided by Sunrise Banks N.A., Member FDIC.
The Passbook Visa® debit card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The card can be used everywhere Visa debit cards are accepted. Apple Pay and App Store are a registered trademarks of Apple Inc. Google Pay and Google Play are a registered trademarks of Google LLC. Zelle and Zelle marks are trademarks of Early Warning Services, LLC. with your Passbook Visa debit card. Terms apply.